Buying your first home is exciting—but it can also feel overwhelming if you’re not sure where to start. The good news? With the right guidance and preparation, you can navigate the process confidently and avoid costly mistakes.
To help, Nancy Franklin and CarmenLuz Vizcaino of the VF Team share their top 10 tips for first-time buyers looking to purchase a home in 2025.
1. Get Pre-Approved Before You Start House Hunting
Nancy says, “Pre-approval tells you exactly how much you can afford and shows sellers you’re serious.” This step gives you a clear budget and a competitive edge in multiple-offer situations.
2. Understand Your Total Budget
It’s not just about the purchase price—factor in property taxes, insurance, HOA fees, and maintenance. CarmenLuz advises, “We always help our clients look at the full picture so they can buy comfortably, not just on paper.”
3. Explore First-Time Buyer Programs
In 2025, there are many local, state, and national programs offering down payment assistance, closing cost help, and favorable loan terms. The VF Team helps clients find and qualify for these resources.
4. Don’t Skip the Home Inspection
A thorough inspection can reveal costly repairs and help you negotiate with the seller. Nancy notes, “An inspection is your safety net—it ensures you know exactly what you’re buying.”
5. Keep Your Finances Steady
Avoid big purchases, new credit cards, or job changes before closing. These can affect your loan approval and delay the process.
6. Think Long-Term
CarmenLuz says, “Your first home doesn’t have to be your forever home—buy with your 5-to-7-year plan in mind.” Consider potential resale value, location, and growth.
7. Be Ready to Act Quickly
In competitive markets, homes can sell fast. Having your pre-approval, documents, and decision-making process ready will help you move when the right property comes along.
8. Don’t Max Out Your Budget
Just because you’re approved for a certain amount doesn’t mean you should spend it all. Leave room for savings, emergencies, and lifestyle needs.
9. Work with a Realtor Who Specializes in First-Time Buyers
The VF Team has guided countless first-time buyers through the process. Nancy and CarmenLuz pride themselves on explaining every step and advocating for their clients’ best interests.
10. Enjoy the Journey
Buying your first home is a major milestone—don’t forget to enjoy it. “We make sure our clients feel supported and excited, not stressed,” says Nancy.
With the right preparation and the VF Team by your side, buying your first home in 2025 can be smooth, successful, and even fun.
📞 Ready to start your homebuying journey? Call the VF Team—Nancy Franklin and CarmenLuz Vizcaino — (909) 536-6701 or (909) 536-6700 for expert guidance every step of the way.